A car insurance for one day cover is a coverage which is applicable for short period of 24 hours. You can think of buying car coverage for a single day if you are considering borrowing a car from a friend or relative for a day’s time to go out for some work. But you need to determine the type and extent of coverage you will need as that will influence premium rates which will be charged by insurers. It is possible to get full car insurance coverage for one day but extensive shopping will be required to find the best quote.
Why to Insure A Car For One Day?
There could be several reasons for which you can consider purchasing 1 day car insurance coverage some of which could be as are mentioned below.
Emergency situations can arise any time and you may need to borrow a car from friend or relative for a single day but need insurance.
You may need to buy an otherwise SORN vehicle that you own, which you need to drive for MOT appointment, because it is off road.
Short term one day cover can be purchased if you want to pay road tax of your owned vehicle at the Department of Motor Vehicles.
Most drivers take test drive for new cars prior to purchasing them and having a one day vehicle insurance may be worthwhile in such situations.
Most of the regular auto insurance policies cover names of listed drivers from household but for adding new driver to policy for single day, 1 day vehicle insurance is sensible.
Student drivers may lend cars to colleagues for a day and it could be better if they get them insured with one day vehicle insurance.
It is advisable to have your car insured for a day’s time even if you are going to store it otherwise your state’s DMV might cancel the car’s registration altogether.
Another major reason for which you may need to buy one day car coverage is when you are getting a vehicle on rent from a rental company for some work.
There are plenty of options available in the market for getting cars insured for a single day. You can buy a policy of this type depending on your specific driving needs and requirements. But the level of premium charged will depend on a number of factors like age, gender, driving history, etc.
If you 1 day auto insurance then there could be number of vital advantages which you can accrue.
There will be no effect on no claims bonus associated with existing car policy.
Driver will be paid legal expenses should he get involved in accident where is not in fault.
Emergency car coverage will begin in as less as 15 minutes after driver has paid premium.
Cars used for business purposes can also be covered under contents of such policies.
Premium charged for one day vehicle insurance coverage is low and easily sustainable.
Driver can enjoy peace of mind without having to worry about finances when on road.
One day car coverage is ideal for drivers who drive cars occasionally by borrowing one from friends or relatives for work.