You may need to purchase commercial vehicle insurance policy if you are using business vehicles for commercial purposes. In the absence of adequate financial protection for business vehicles, you might have to pay huge expenses to victims should one of your company vehicles meet with an accident. To learn more about insurance for commercial vehicles, consult a certified agent today!
Insurance for commercial vehicles may have the following features.
In some states, business vehicles that are over 1 ton in weight are required to be insured under contents of a commercial vehicle insurance policy. Check what your state prescribes.
Business vehicles like limousines, buses, taxi cabs, etc. which are used for transporting people in exchange for earning money need to be covered under contents of commercial vehicle insurance.
Majority of the states require heavy business vehicles such as trucks, vans, dumping trucks, special utility vehicles etc. to be covered under the contents of a commercial vehicle insurance policy.
Most of the states require cargo transport vehicles such as cargo vans, semi-trucks, box trucks, etc. to be insured with commercial vehicle insurance covers regardless of their size and weight.
Offers coverage for bodily injuries, property damages for legal defence to all drivers of any company that drive commercial vehicles and are likely to get involved in accidents.
Coverage pays expenses to staff members who may get hospitalized in the aftermath of an accident involving commercial vehicles which are covered under contents of the policy.
Coverage will pay expenses on repair or replacement of a commercial vehicle that is being driven by company employee who meets with a collision with another vehicle whne on road.
If an uninsured or underinsured motorist meets with an accident involving an insured commercial vehicle then this feature will pay expenses for bodily injuries to the underinsured or uninsured driver.
This coverage is an optional feature and can be good for buyers who rely on commercial vehicles. If one of the vehicles requires urgent repair work such cover is helpful.
Regardless of the size of your commercial vehicles fleet, we can assist you to secure a highly flexible commercial vehicle insurance coverage solution. To get benefitted with our online services, talk to one of our certified and experienced agents today!
Consult a competent local agent who can assist you in analysing overall risks that commercial vehicles can cause post accidents including liability & property damages.
Give correct information regarding the manner in which commercial vehicles are used.
Get and compare free non-binding vehicle insurance quotes secured from several top insurers.
Inquire about insurance discounts, if any, with insurers you are planning to work.